Commercial Lending Internship

Grow with us.

If you are interested in growing your career within the financial industry, don't miss this opportunity. When you work at Hickory Point Bank & Trust, you're surrounded by people who are innovative, creative, and empowered to do what's right for customers, and we're seeking the right professional to join us.

The Commercial Lending Internship at Hickory Point Bank & Trust consist of comprehensive on-the-job training supplemented by educational opportunities focused on lending, business, financial technology, leadership and team-building skills. The internship is designed to enhance the career progression and performance of its participants by: providing exposure to a variety of related disciplines early in the participant's career; developing mentor relationships with senior leadership members; focusing attention on education and career development opportunities; and delivering formal and informal performance coaching and feedback. This program is designed to lead candidates on a career path from internship to credit analyst trainee to commercial lending officer.

Starting as a Commercial Lending Intern with Hickory Point Bank & Trust participants will gain valuable work experience in a professional environment, leveraging prior experience, education, and community involvement. Our interns play an essential role in the commercial department, working on important responsibilities, special projects, and networking with other colleagues.

Internship Purpose: This position will provide an opportunity to work closely with the commercial lending team including working with a team of credit analysts, commercial bankers, and senior leaders.

Commercial Interns participants will:

• Review client financial statement data, analyzing to determine the credit worthiness of existing and prospective commercial clients
• Perform research on clients, the Bank's markets and other related topics
• Gain exposure to the commercial loan approval process by completing analyses used in credit approval documents and memos
• Develop a working knowledge of loan policy and gain the ability to communicate its interpretation and rationale to other Bank employees
• Create high impact presentations
• Work on other projects with department manager
• Conduct all duties in compliance with applicable laws, regulations, and Bank policies and procedures

Requirements:

• Desire to pursue a career in commercial banking in a business development capacity
• Actively pursuing a degree in Finance, Accounting, Economics or Business
• A 3.0 GPA, with 3.50 and above preferred
• Strong technology proficiency (strong skills in Excel a plus)
• Above average communication skills, both verbal and written
• Strong attention to detail, problem solving skills, and ability to prioritize work to meet numerous deadlines
• Demonstrated drive, initiative, and work ethic

Important Information:

Internship Length, Hours, & Schedule: We are looking for an individual to commit 32-40 hours with potential of part-time hours in the fall/spring. Flexibility of working hours during the semester will be available.

Location: to be determined.

This position requires standing, keyboarding, telephone usage and sitting for extended periods.

Immigration sponsorship is not available for this position. To qualify, applicants must be legally authorized to work in the United States, and should not require, now or in the future, sponsorship for employment visa status.

This is a full time, non-exempt position eligible for a robust benefit package.

The successful completion of a pre-employment drug screen and background check is required.

At Hickory Point Bank & Trust, we promote an inclusive work environment where everyone feels that they belong, and we are interested in people who enhance our culture. We are dedicated to ensuring all colleagues are treated with dignity and respect and have every opportunity to grow professionally without regard to race, gender, sexual orientation, or any other protected classification.

Hickory Point Bank & Trust provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.